Reserve Bank of Buddhistan (RBB) - National Banking Authority

Reserve Bank of Buddhistan (RBB)

Central Banking Authority of Buddhistan

Official Portal

Supreme Financial Authority of Buddhistan

Regulating Banking, Issuing Brainlo Currency, Ensuring Financial Stability & Economic Growth under Buddhist Government Governance

Daily Exchange Rates Download RBB Act 2024 Bank License Search

Licensed Banks

฿L 2.5T

Currency in Circulation

3.2%

Inflation Rate (Current)

1 USD = ฿L 42.5

Exchange Rate

About Reserve Bank of Buddhistan

RBB is the apex financial institution and regulatory authority overseeing all monetary policies, banking operations, and financial transactions within Buddhistan. Established under the Buddhist Government Governance with All Rights Reserved.

Legal Authority

RBB has supreme authority over all banks, NBFCs, cooperative financial bodies, and digital money providers in Buddhistan.

Read RBB Act

Organizational Structure

Head Office, 8 State Head Offices, and District Branch Offices forming a comprehensive financial governance network.

View Structure

Officer Classification

Class A (Top Authority), Class B (Senior Management), Class C (Operational), Class D (Support Services).

Career Opportunities

Banking System of Buddhistan

Bank Type	Description	Examples	Status
Public Sector Banks	Owned by Buddhist Government	Buddhistan National Bank, Buddhistan People's Bank	Active
Private Banks	Registered companies under RBB licensing	Lotus Finance Bank, Dharma Credit Bank	Active
Cooperative Banks	Community-based banking systems	State Cooperative Banks, Urban Cooperative Banks	Active
Digital Banks	Online-only banks under special license	Brainlo Digital Bank, Nirvana E-Bank	New

The RBB licensing system includes 8 license types for different financial activities:

Banking License (BL-01)

For full-service banking operations with physical branches.

Digital Currency License (DC-06)

For crypto/digital currency providers under RBB regulation.

Payment Gateway License (PG-05)

For payment processing and gateway service providers.

Brainlo Currency System

Coins

1, 2, 5, 10 Brainlo denominations manufactured at National Mint of Buddhistan (NMB).

Paper Notes

20, 50, 100, 200, 500, 1000 Brainlo notes with advanced security features.

Digital Brainlo (CBDC)

Central Bank Digital Currency for instant, secure digital transactions.

Currency Type	Denominations	Security Features	Production Authority
Coins	฿L 1, 2, 5, 10	Micro-lettering, latent image	National Mint of Buddhistan
Paper Notes	฿L 20, 50, 100, 200, 500, 1000	Hologram, color-shift ink, security thread	National Security Printing Press
Digital Brainlo	Any amount	Blockchain encryption, biometric authentication	RBB Digital Currency Department

Digital Banking & Payment Systems

BrainloPay Network

National UPI-style payment system for instant transfers using QR codes or mobile numbers.

Try BrainloPay

Blockchain System

Permissioned blockchain for secure transactions, smart contracts, and asset registry.

Explore Blockchain

Security Features

Multi-factor authentication, biometric KYC, AI fraud detection, and encryption standards.

Security Guidelines

Government & International Relations

Government Ministry

Ministry of Finance controls National Budget, Taxation policy, and National development plans.

Foreign Funding

Regulation of FDI, FPI, grants, international loans, and World organization funds.

International Comparison

Daily exchange rates: Brainlo vs USD, EUR, GBP, CNY, INR, AED and other major currencies.

Gallery not available.

Reserve Bank of Buddhistan (RBB)

Higher Authority of Buddhistan in Financial Transactions & Banking Governance

About RBB

Reserve Bank of Buddhistan (RBB) is the supreme authority of Buddhistan’s financial governance...

Departments

Currency Department (Brainlo Note & Coin)
Digital Payment & Blockchain Department
Loan & Credit Regulation Department
Foreign Funding & International Finance Department

Reserve Bank of Buddhistan (RBB)

The Reserve Bank of Buddhistan (RBB) serves as the highest monetary authority and regulatory institution of Buddhistan. RBB supervises all banking operations, financial institutions, national currency issuance, digital payment systems, foreign funding, and financial governance aligned with Buddhist principles of ethical finance.

Official Currency

Brainlo (BRL) – National Currency of Buddhistan

Digital Currency

Brainlo Digital – Government-backed blockchain currency

Payment Network

RBB-Net – RTGS, NEFT, IMPS, UPI-Buddhistan

Regulatory Authority

All banks & financial institutions operate under RBB Licensing

1. Executive Summary

The Reserve Bank of Buddhistan (RBB) is the apex financial institution and national regulatory authority responsible for controlling monetary policy, issuing currency, supervising banking operations, regulating foreign exchange, ensuring financial stability, and managing digital financial systems across Buddhistan.

This project report outlines the complete development of an integrated national banking ecosystem that includes governance, operations, legal framework, financial infrastructure, technology systems, ethical finance models, and citizen services. RBB is built under the Buddhist Government Governancy and operates with the guiding principles of ethical finance inspired by Buddhist economic values.

2. Governance Structure

2.1 Hierarchical Organization

RBB Head Office (Capital City)
- Governor’s Office
- Central Board of Directors
- Monetary Policy Committee
- Ethical Finance Oversight Council
State Head Offices (8 States)
- Deputy Governor (State Level)
- Regional Regulatory Units
- State Monetary Operations
Branch Network (250+ branches)
- District Banking Offices
- Rural Service Centers
- Digital Kiosks

2.2 Government Integration

Ministry of Finance (Primary Interface)
Ministry of Economic Development
Buddhist Ethics Advisory Council
Parliamentary Finance Committee

2.3 Leadership Structure

Governor of RBB (Appointed by President, approved by Parliament)
Deputy Governors (4): Operations, Policy, Technology, Ethics
Chief Officers (Department Heads)
Government Representatives (3 Ministry-appointed board members)

3. Banking Regulatory Framework

3.1 Licensing System

License Tiers

Tier 1: Full-Service Banking License
Tier 2: Regional Banking License
Tier 3: Digital-Only Banking License
Tier 4: Specialized Financial Institutions
Tier 5: Microfinance & Cooperative License

Controlled Entities

Public Sector Banks: 6 nationalized banks
Private Banks: 15 licensed institutions
Foreign Banks: 8 with limited operations
Financial Organizations: 45+ NBFCs, MFIs, Cooperatives

3.2 Key Regulations

RBB Act 2024 (Primary governing legislation)
Ethical Banking Guidelines (Buddhist economics based)
Digital Transactions Mandate
Financial Inclusion Requirements
Environmental & Social Governance Standards

4. Currency & Monetary System

4.1 Official Currency: Brainlo (BRL)

Coins

1 Brainlo
5 Brainlo
10 Brainlo
25 Brainlo
50 Brainlo

Notes

1 Brainlo
5 Brainlo
10 Brainlo
20 Brainlo
50 Brainlo
100 Brainlo
500 Brainlo
1000 Brainlo

Special Edition Notes

Special edition notes will feature major Buddhist heritage sites, monuments, and sacred cultural history of Buddhistan.

4.2 Currency Management

Printing Press: Secure facility with 500M note annual capacity
Coin Mint: 200M coins annual production
Security Features: Holographic, color-shift, microtext, embedded chips
Distribution System: 12 Currency Chests nationwide

4.3 Digital Currency: Brainlo Digital

RBB Digital Wallet – Government-backed digital currency
Blockchain Infrastructure – Private permissioned blockchain
Smart Contracts – Automated government payments & subsidies
Cross-border digital payments

5. Banking Departments & Services

5.1 Core Departments

Monetary Policy Department

Banking Regulation & Supervision

Currency Management

Payment & Settlement Systems

Financial Inclusion & Development

Ethical Compliance & Audit

Foreign Exchange Management

Research & Statistics

Information Technology

Human Resources & Training

5.2 Public Services

Jan-Dhan Accounts: Zero-balance accounts for all citizens
Elderly Pension Disbursement
Student Scholarship Payments
Government Subsidy Distribution
Disaster Relief Financial Services

6. Human Resources Structure

6.1 Officer Classes

Class A: Executive Management

Level A1: Governor / Deputy Governors
Level A2: Chief General Managers
Level A3: General Managers

Class B: Middle Management

Level B1: Assistant General Managers
Level B2: Regional Managers
Level B3: Branch Managers (Large)

Class C: Junior Officers

Level C1: Specialist Officers
Level C2: Probationary Officers
Level C3: Assistant Managers

Class D: Support Staff

Level D1: Senior Associates
Level D2: Associates
Level D3: Trainees / Interns

6.2 Training Institutes

RBB Academy of Banking & Finance
Center for Ethical Banking Studies
Digital Finance Innovation Lab
Regional Training Centers (8 locations)

7. Digital Infrastructure

7.1 Core Banking System

RBB-Net: Secure nationwide banking network
RTGS (Real-Time Gross Settlement)
NEFT (National Electronic Funds Transfer)
IMPS (Immediate Payment Service)
UPI-Buddhistan (Unified Payments Interface)

7.2 Blockchain Implementation

Asset Registry: Land, gold, financial instruments
Smart Contract Platform: Government tenders, subsidies
Cross-border trade finance
Digital identity verification

7.3 Security Systems

National Financial Cyber Security Center
Biometric Authentication Network
AI-based Fraud Detection
Quantum Cryptography Readiness

8. Financial Products & Services

8.1 Retail Banking

Savings Accounts (7 types including children/elderly specialized)
Loan Products: Housing, Education, Small Business, Agriculture
Investment Products: Government bonds, mutual funds, gold certificates
Insurance Products: Life, crop, health (via partnerships)

8.2 Government Banking

National Project Financing
Infrastructure Bonds
Social Security Fund Management
Disaster Relief Corpus Fund

8.3 Specialized Services

Pilgrimage Financing (Buddhist pilgrimage sites)
Monastery & Temple Trust Management
Ethical Investment Portfolios
Green Bonds for Environmental Projects

9. Economic Policy Implementation

9.1 Monetary Policy Tools

Repo Rate: 4.25% – 6.50% operating range
Reverse Repo Rate: 3.75% – 5.50%
Cash Reserve Ratio (CRR): 4% minimum
Statutory Liquidity Ratio (SLR): 18%
Moral Suasion: Ethical guidelines for lending

9.2 Inflation Management

Target Range: 2% – 4% annually
Monitoring Basket: 50 essential commodities
Intervention: Open market operations, import regulation

9.3 Exchange Rate Management

Brainlo Peg: Basket of currencies (USD 40%, EUR 30%, JPY 20%, others 10%)
Foreign Reserves: Minimum 8 months import cover
Gold Reserves: 10% of total reserves

10. National Financial Planning

10.1 Budgetary Systems

Annual Budget Process (October – March cycle)
Five-Year Financial Plans aligned with national development
Quarterly Economic Reviews
Monthly Monetary Policy Committee Meetings

10.2 Sectoral Financing

Priority Sectors (40% lending mandated):

Agriculture & Rural Development: 15%
Micro, Small & Medium Enterprises: 12%
Education & Healthcare: 8%
Export Credit: 5%

10.3 Emergency Systems

National Financial Crisis Protocol
Natural Disaster Response Financing
Economic Sanctions Management
Pandemic Emergency Fund

11. International Relations

11.1 Foreign Funding & Partnerships

World Bank / IMF Programs
Asian Development Bank Projects
Bilateral Currency Swap Arrangements
Foreign Direct Investment Guidelines

11.2 Comparative Analysis Framework

Monthly International Finance Report
Currency Comparison Dashboard (USD, EUR, JPY, CNY, INR)
Best Practice Adoption Process
Global Compliance (FATF, Basel III/IV)

12. Technology Implementation Plan

Phase 1 (Months 1-12)

Core banking platform deployment
Digital currency infrastructure
National payments network
Basic online/mobile banking

Phase 2 (Months 13-24)

AI/ML integration for credit scoring
Blockchain expansion
Advanced analytics dashboard
API banking platform

Phase 3 (Months 25-36)

Quantum computing readiness
IoT integration for rural banking
Advanced cybersecurity systems
Financial inclusion innovations

13. Ethical & Social Responsibility Framework

13.1 Buddhist Economic Principles

Right Livelihood in financial practices
Moderation in interest rates and profits
Compassion in debt recovery
Mindfulness in risk-taking
Interdependence in economic planning

13.2 Community Programs

Financial Literacy Mission (5 million citizens annually)
Women Entrepreneurship Financing
Disability-Inclusive Banking
Monastic Community Support

14. Performance Monitoring

14.1 Key Performance Indicators (KPIs)

Financial Inclusion: Target 95% adult population by 2030
Digital Transactions: 70% of all transactions by 2028
Non-Performing Assets (NPA): Below 3% sector-wide
Credit Growth: 12% – 15% annually
Inflation Control: Within 2% – 4% range

14.2 Reporting Framework

Daily: Liquidity position, forex reserves, digital transactions
Weekly: Credit growth, deposit mobilization, market operations
Monthly: Inflation, economic indicators, sectoral performance
Quarterly: Financial stability report, policy review
Annual: Comprehensive economic survey, five-year plan review

15. Risk Management

15.1 Major Risk Categories

Credit Risk: Advanced analytics-based monitoring
Market Risk: Real-time exposure tracking
Operational Risk: Redundant systems, comprehensive audits
Cyber Risk: Multi-layered security architecture
Reputational Risk: Ethical compliance monitoring

16. Estimated Budget & Timeline

Total Project Cost

2.5 Billion Brainlo (5-year implementation)

Technology Infrastructure: 45%
Human Resources & Training: 25%
Physical Infrastructure: 15%
Research & Development: 10%
Contingency: 5%

Implementation Timeline

Full Deployment: 36 months
Pilot Phase: 6 months (Capital region)
Regional Expansion: 18 months (All state capitals)
National Rollout: 12 months (Complete coverage)

17. Conclusion

The Reserve Bank of Buddhistan (RBB) represents a complete integration of modern financial technology with traditional Buddhist economic principles. This system is designed to make Buddhistan a global model of ethical, inclusive, transparent, and technologically advanced financial governance.

Successful implementation requires coordination between government ministries, banking institutions, technology partners, and citizens. With structured deployment and strong ethical compliance, RBB will ensure financial stability, national growth, and social harmony for Buddhistan.

Prepared by: RBB Project Development Committee

Date: [Current Date]

Next Review: Quarterly Project Steering Committee Meeting

Confidentiality Level: Level 1 – Highest Security

Reserve Bank of Buddhistan (RBB)

🏦 RBB Admin Dashboard

Reserve Bank of Buddhistan (RBB) | Supreme Financial Authority | Buddhist Government Governancy

Administrator Class A - Level A2

📊 National Financial Overview

Real-time monitoring of Brainlo currency, banking institutions, digital transactions, reserves and inflation.

Brainlo Exchange Value

1 BL = $ 1.00

Auto updates every 5 seconds

Total Licensed Banks

650

Public: 39 | Private: 415 | Foreign: 196

Forex Reserves

62.8B BL

Import Cover: 8+ Months

Inflation Status

2.2%

Target: 2% - 4%

Digital Transactions

48.5M / Day

UPI-Buddhistan + IMPS + NEFT

Emergency Reserve Fund

ACTIVE

Disaster Relief / Pandemic / Crisis

⚡ Quick Administrative Actions

Fast access tools for immediate control and governance.

🏦 Approve Bank

Approve public/private banks under RBB supervision.

📜 Issue License

Create Tier 1-5 banking licenses with verification.

💴 Print Currency

Manage currency printing press and mint production logs.

🌍 Forex Approval

Approve foreign funding, currency swap, global transactions.

🚨 Activate Emergency

Enable national emergency reserve policy instantly.

📑 Generate Report

Generate daily/weekly/monthly/yearly financial reports.

📰 RBB Live News & Alerts

Official announcements, market updates, currency alerts and emergency notifications.

RBB Update: Brainlo Digital Wallet Security Patch Released | New Government Bonds Open | Inflation Under Control | Forex Swap Agreement Signed

🏦 Bank Registry Management

All public, private and foreign banks must be registered under RBB supervision.

#	Bank Name	Type	License Tier	Status	Head Office	Control
1	Buddhistan National Bank	Public	Tier 1	Approved	Capital City

📜 License Management System

Tier 1 to Tier 5 licenses issued under RBB Act 2024 and Ethical Banking Guidelines.

Tier 1

Full-Service Banking License

High Authority

Tier 2

Regional Banking License

State Level

Tier 3

Digital-Only Banking License

FinTech

Tier 4

Specialized Financial Institutions

NBFC

Tier 5

Microfinance & Cooperative License

Inclusion

💴 Brainlo Currency Management

Currency printing press, coin mint, security features, distribution chests and reserve logs.

Printing Press Capacity

500M Notes / Year

Secure Facility - Level 1

Coin Mint Capacity

200M Coins / Year

National Mint System

Currency Chests

12 Units

Nationwide Distribution

Security Features

7 Layers

Hologram, Microtext, Chip, QR

🌍 Foreign Exchange Management

Brainlo pegged basket currency system and international reserve monitoring.

USD

1 USD = 1.00 BL

40% Basket

EUR

1 EUR = 1.12 BL

30% Basket

JPY

100 JPY = 0.88 BL

20% Basket

INR

1 INR = 0.012 BL

Others

Foreign Reserve Policy: Minimum 8 months of import cover is mandatory. Gold reserves must remain at 10% of total reserves.

💰 Loan Monitoring & Ethical Lending

RBB ensures loans follow Buddhist principles of moderation and compassion.

🏠 Housing Loan

Interest: 4% | Tenure: 25 Years | Govt Support Available

🎓 Education Loan

Interest: 3% | Tenure: 10 Years | Scholarship Included

🌾 Agriculture Loan

Interest: 2% | Crop Insurance | Subsidy Scheme

🏭 Industry Loan

Interest: 5% | MSME & Startup Support | Growth Credit

📑 Budget & Five-Year Plan System

Annual budget cycle and five-year national financial planning.

Annual Budget

October - March Cycle

Active

Quarterly Review

Economic Stability Review

Scheduled

Five-Year Plan

Aligned with National Development

In Progress

Priority Sector Lending

40% Mandatory Lending Allocation

Enforced

🛡️ National Financial Cyber Security Center

AI-based fraud detection, biometric verification, quantum readiness, cyber incident response.

AI Fraud Detection

Real-time monitoring of suspicious transactions and banking abuse.

Biometric Authentication

Face, Voice, IRIS, Palm, DNA verification readiness.

Quantum Cryptography

Future-ready encryption system for banking operations.

Cyber Incident Response

National crisis response team for hacking & cyber warfare.

🚨 Emergency Financial System

National crisis protocols, disaster relief funding, pandemic emergency fund and sanctions management.

Emergency Mode Status: ACTIVE

Emergency Reserve System is currently enabled. All banks must follow emergency lending and withdrawal guidelines.

📮 Public Complaints & Grievance System

Citizen complaints monitoring with ethical recovery and banking fairness enforcement.

Complaint #001 - ATM Cash Failure

Citizen: Suresh | Bank: Buddhistan National Bank | Status: Pending

Complaint #002 - Loan Recovery Harassment

Citizen: Ramesh | Bank: Private Bank | Status: Under Review

📂 National Financial Reports

Generate daily, weekly, monthly, quarterly, yearly and five-year national reports.

⚙️ System Settings & Governance Rules

Configure banking rules, ethical compliance, inflation targets, reserve ratios and digital policies.

Repo Rate Range

4.25% - 6.50%

Cash Reserve Ratio (CRR)

Minimum 4%

Statutory Liquidity Ratio (SLR)

Minimum 18%

Inflation Target

2% - 4% annually

About Brainlo Currency Banking Services Departments Branch Finder Loan Schemes Live News Help & Support

Live Update: Brainlo Currency Rate Updated | New Government Bond Scheme Released | Digital Payment System Upgrade in Progress | Emergency Reserve Policy Active

About Reserve Bank of Buddhistan (RBB)

Reserve Bank of Buddhistan (RBB) is the highest authority responsible for controlling all financial transactions, banking policies, currency regulation, credit monitoring, reserve management, and government financial governance.

All private banks, public banks, financial institutions, share market activities, foreign funding, and digital payment systems are regulated under RBB supervision.

Brainlo Currency System (BL)

Brainlo Note Value

1 BL = ₹ 10.00

Gold Reserve Rate

1 Gram = 5.2 BL

Digital Token (Blockchain)

1 DBL = 1.05 BL

Brainlo (BL) is the official currency of Buddhistan regulated and issued by RBB through the official Printing Press, Coin Manufacturing Unit, and Digital Blockchain Reserve Network.

Banking Services

Account Services

Savings, Current, Government Accounts, Salary Accounts, Student Accounts.

Digital Payment System

UPI-style RBB Pay, QR payments, wallet, card-based payment, NFC system.

Loan & Credit

Home Loan, Education Loan, Business Loan, Farmer Loan, Government Subsidy Loan.

Bond & Share Market

Government Bonds, Treasury Bills, National Share Market Regulation & Monitoring.

Locker & Security

Gold locker, document locker, digital locker, national security vault system.

Currency Printing

Brainlo note printing, coin minting, card printing, counterfeit detection system.

Foreign Funding

International projects, foreign investment control, international funding clearance.

Emergency Reserve System

Disaster relief funding, crisis response budget, emergency economic protection.

RBB Departments & Governance

Currency Department

Brainlo Note, Coin, Printing Press, Minting, Anti-counterfeit security.

Banking Regulation Dept.

Licenses, monitoring, audit, public/private banks supervision.

Digital Banking Dept.

Blockchain reserve, digital payments, online banking, security control.

International Finance Dept.

Foreign currency exchange, investment approvals, international agreements.

Share Market Authority

National stock market, bonds, treasury system, investor protection.

Audit & Compliance Dept.

Fraud control, banking audit, tax monitoring, compliance management.

Government Budget Dept.

Annual budget planning, five-year planning, development funds allocation.

Public Support Dept.

Customer grievance, banking education, awareness programs, help centers.

Branch Finder (Head Office / State Office / Branch Office)

Select State Enter City

Loan Schemes & Government Financial Programs

Education Loan

Interest: 3% | Repayment: 10 Years | Scholarship Support Included.

Farmer Loan

Interest: 2% | Crop Insurance Included | Subsidy Benefits Available.

Industry Development Loan

Interest: 5% | For Manufacturing & Business Growth | Startup Support.

Public Housing Loan

Interest: 4% | Government Housing Scheme | Low Income Support.

Help & Support

RBB Helpline: +91-0000-000-000

Email: support@rbb.buddhistan.org

Complaint Portal: Online grievance system under public protection policy.

Emergency Banking Support

During national emergencies, RBB activates emergency reserve system and disaster relief funding. Banking services will remain operational through special digital support channels.

🏦 RBB Admin Dashboard

Reserve Bank of Buddhistan (RBB) | Supreme Financial Authority | Buddhist Government Governancy

Administrator Class A - Level A2

📊 National Financial Overview

Real-time monitoring of Brainlo currency, banking institutions, digital transactions, reserves and inflation.

Brainlo Exchange Value

1 BL = $ 1.00

Auto updates every 5 seconds

Total Licensed Banks

650

Public: 39 | Private: 415 | Foreign: 196

Forex Reserves

62.8B BL

Import Cover: 8+ Months

Inflation Status

2.2%

Target: 2% - 4%

Digital Transactions

48.5M / Day

UPI-Buddhistan + IMPS + NEFT

Emergency Reserve Fund

ACTIVE

Disaster Relief / Pandemic / Crisis

⚡ Quick Administrative Actions

Fast access tools for immediate control and governance.

🏦 Approve Bank

Approve public/private banks under RBB supervision.

📜 Issue License

Create Tier 1-5 banking licenses with verification.

💴 Print Currency

Manage currency printing press and mint production logs.

🌍 Forex Approval

Approve foreign funding, currency swap, global transactions.

🚨 Activate Emergency

Enable national emergency reserve policy instantly.

📑 Generate Report

Generate daily/weekly/monthly/yearly financial reports.

📰 RBB Live News & Alerts

Official announcements, market updates, currency alerts and emergency notifications.

RBB Update: Brainlo Digital Wallet Security Patch Released | New Government Bonds Open | Inflation Under Control | Forex Swap Agreement Signed

🏦 Bank Registry Management

All public, private and foreign banks must be registered under RBB supervision.

#	Bank Name	Type	License Tier	Status	Head Office	Control
1	Buddhistan National Bank	Public	Tier 1	Approved	Capital City

📜 License Management System

Tier 1 to Tier 5 licenses issued under RBB Act 2024 and Ethical Banking Guidelines.

Tier 1

Full-Service Banking License

High Authority

Tier 2

Regional Banking License

State Level

Tier 3

Digital-Only Banking License

FinTech

Tier 4

Specialized Financial Institutions

NBFC

Tier 5

Microfinance & Cooperative License

Inclusion

💴 Brainlo Currency Management

Currency printing press, coin mint, security features, distribution chests and reserve logs.

Printing Press Capacity

500M Notes / Year

Secure Facility - Level 1

Coin Mint Capacity

200M Coins / Year

National Mint System

Currency Chests

12 Units

Nationwide Distribution

Security Features

7 Layers

Hologram, Microtext, Chip, QR

🌍 Foreign Exchange Management

Brainlo pegged basket currency system and international reserve monitoring.

USD

1 USD = 1.00 BL

40% Basket

EUR

1 EUR = 1.12 BL

30% Basket

JPY

100 JPY = 0.88 BL

20% Basket

INR

1 INR = 0.012 BL

Others

Foreign Reserve Policy: Minimum 8 months of import cover is mandatory. Gold reserves must remain at 10% of total reserves.

💰 Loan Monitoring & Ethical Lending

RBB ensures loans follow Buddhist principles of moderation and compassion.

🏠 Housing Loan

Interest: 4% | Tenure: 25 Years | Govt Support Available

🎓 Education Loan

Interest: 3% | Tenure: 10 Years | Scholarship Included

🌾 Agriculture Loan

Interest: 2% | Crop Insurance | Subsidy Scheme

🏭 Industry Loan

Interest: 5% | MSME & Startup Support | Growth Credit

📑 Budget & Five-Year Plan System

Annual budget cycle and five-year national financial planning.

Annual Budget

October - March Cycle

Active

Quarterly Review

Economic Stability Review

Scheduled

Five-Year Plan

Aligned with National Development

In Progress

Priority Sector Lending

40% Mandatory Lending Allocation

Enforced

🛡️ National Financial Cyber Security Center

AI-based fraud detection, biometric verification, quantum readiness, cyber incident response.

AI Fraud Detection

Real-time monitoring of suspicious transactions and banking abuse.

Biometric Authentication

Face, Voice, IRIS, Palm, DNA verification readiness.

Quantum Cryptography

Future-ready encryption system for banking operations.

Cyber Incident Response

National crisis response team for hacking & cyber warfare.

🚨 Emergency Financial System

National crisis protocols, disaster relief funding, pandemic emergency fund and sanctions management.

Emergency Mode Status: ACTIVE

Emergency Reserve System is currently enabled. All banks must follow emergency lending and withdrawal guidelines.

📮 Public Complaints & Grievance System

Citizen complaints monitoring with ethical recovery and banking fairness enforcement.

Complaint #001 - ATM Cash Failure

Citizen: Suresh | Bank: Buddhistan National Bank | Status: Pending

Complaint #002 - Loan Recovery Harassment

Citizen: Ramesh | Bank: Private Bank | Status: Under Review

📂 National Financial Reports

Generate daily, weekly, monthly, quarterly, yearly and five-year national reports.

⚙️ System Settings & Governance Rules

Configure banking rules, ethical compliance, inflation targets, reserve ratios and digital policies.

Repo Rate Range

4.25% - 6.50%

Cash Reserve Ratio (CRR)

Minimum 4%

Statutory Liquidity Ratio (SLR)

Minimum 18%

Inflation Target

2% - 4% annually